| 1. | Down Payment |
| 2. | Loan Origination Fee and Points |
| 3. | Appraisal Fee |
| 4. | Credit Report |
| 5. | Flood Letter |
| 6. | Private Mortgage Insurance (PMI) Premium |
| 7. | Home Owners Insurance Premium |
| 8. | Mortgage Insurance Escrow |
| 9. | Home Owners Insurance Escrow |
| 10. | Property Taxes Escrow |
| 11. | Closing Fees |
| 12. | Recording Fees |
| 13. | Mortgage Title Policy |
| 14. | Owner's Title Policy |
| 15. | Mortgage Interest Adjustment |
| 16. | Survey |
| 17. | Termite Inspection and Building Inspection Fee |
| 18. | Tax Servicing Fee |
| 19. | Lender Inspection Fee |
| 20. | Notary Fees |
| 21. | Federal Express (if needed) |
| * | Other - Misc. Fees |
21 Common Closing Costs For Buyers